Applications for the Sprint Credit Card, which was granted by the State of Missouri and was managed by Home Credit, are no longer being accepted. This is probably a good thing because the card had a lot of issues. For certain Sprint superfans, the no-annual-fee card possibly made the appeal at one point. Let’s discuss it in detail.

5 Things to Know About the Sprint Credit Card

However, in terms of rewards credit cards, this one was only passable. The following information relates to the Wireless Credit Card:

1. It is no longer available.

Although the Sprint Unlimited bank card is currently not being offered, it should be noted that obtaining one wasn't always simple, even when it was. To apply, you had to get an invitation—either in person at a Sprint shop or via mail or email.

2. Minimal rates of reward

Utilizing the Visa payment network, the Sprint Credit Card accrues points at varied rates. When you use the card to pay your Sprint payment, you will receive 3 points for every $1. For every $1 spent on additional Sprint purchases—both in-person and online at Sprint. com—you will receive two points. In addition, for every $1 spent on other items, earn one point. There is no yearly cost, and each point is worth one cent.

Even if the typical Sprint payment is large, those are still very restricted categories and subpar rates when compared to other retail credit card offers, so it will take some time for you to build up a considerable points hoard.

As an alternative, think about what you might receive from a rival card, such as the Verizon Visa Card, which offers higher rates along with larger, more beneficial bonus categories.

3. Limited redemption options:

Only qualified Sprint services and goods that are bought straight from the carrier are eligible for reward redemption. That covers phones and accessories, as well as your monthly Sprint cost.

Purchases made through "tele sale," online, and in-store are all eligible; however, purchases of Sprint goods at other stores, including Walmart, are not. The website for the card states that "we continually add new businesses and trade sectors that will meet the requirements, so come back here regularly." There were no reported fresh merchants or categories as of July 2020.

4. Not to mention unduly restricting.

You must first print out the My Domicile Credit mobile app and use it to make your redemptions in order to use your rewards. Before you can begin redeeming, you must also have a minimum of 2,000 points, or $20. You may make this payment in $5 steps. However, you may only use tickets to pay for qualified purchases within 30 days of the transaction posting to your account.

5. You should avoid carrying a balance.

A 12-month promo 0% interest term was once available with the Sprint Credit Card. However, it was limited to purchases made through Sprint. Sprint no longer offers any introductory offers to help you fund a pricey smartphone. The card's continuing interest rate ranged from 17.24% to 35.99% as of July 2020. Should you fail to make your payment in full each month, the outside range of that range might be quite expensive.

To put it briefly, this card isn't competitive. The customer advantage is negligible, as there are other large issuer rewards credit cards with greater rewards rates and a greater range of redemption choices, in addition to attractive sign-up offers and introductory APR deals.

Features & Advantages of the Wireless Credit Card

Let's start by discussing the attributes and advantages of the card. This card generates rewards. It has a ton of features and advantages. Here are a few of them:

No Enrollment Cost

There is absolutely no application charge. All you must do is apply. The renewal charge is the amount of Rs. 999, and you must pay it from the second year forward. So, for now, don't worry.

Refunds

There is incredible cashback on purchases using the Sprint credit card. Earn up to 1% in rewards for offline purchases and 5% money for all online purchases. Additionally, there is 1% cashback available for utility payments on bills.

Access to Cashback

Interesting cashback is available with the Cashback card. However, how can one obtain it? There is an auto-credit feature on the card. This implies that your account will be instantly credited with the cashback you get. It will be available for viewing for two days following your subsequent statement.

Free Domestic Lounge

You are entitled to four complimentary visits to airport lounges. Keep in mind that this is exclusive to the U.S. Additionally, there may only be one visit every quarter.

Waiver of Fuel Surcharge

You can receive a fuel price waiver of up to 1% when you use the Sprint credit card. Indeed, you are eligible to receive the waiver at every gas station in the U.S.

Acceptance around the World

One of the finest aspects of a financial card is its universal acceptability. You may shop without fear because there are 24 million stores worldwide.

Services for Customer Cards

If you have a credit card, you should expect top-notch customer support from your card issuer. A committed staff is available around the clock to assist users of the Platinum credit card with their problems.

Card Notifications

You may get information about your credit card using this option. Among many other things, it has alerts for credit and cash limits, checks, mini statements, and payment assistance, among many other things.

The Bottom Line!

Having a credit card means you deserve great customer service, and that's what you get with the SBI Platinum credit card. Their dedicated team is there for you 24/7 to help with any issues you may encounter. With features like card notifications, you stay informed about important updates regarding your credit card, including limits, statements, and payment assistance. It's all about making your credit card experience smooth and stress-free.